:root{--navy:#073b64;--blue:#0563c1;--green:#178447;--ink:#162533;--muted:#587080;--soft:#f1f7fa;--line:#d9e5eb;--white:#fff;--radius:18px;--shadow:0 18px 50px rgba(7,59,100,.12)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;line-height:1.65;background:#fff}
a{color:var(--blue)}
.container{width:min(1120px,calc(100% - 40px));margin:auto}
.narrow{width:min(780px,calc(100% - 40px));margin:auto}
.skip-link{position:absolute;left:-999px}
.skip-link:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:99}
.topbar{background:var(--navy);color:#fff;font-size:.86rem;padding:7px 0}
.topbar .container{text-align:center}
.site-header{background:#fff;position:sticky;top:0;z-index:20;box-shadow:0 1px 0 var(--line)}
.nav-wrap{min-height:76px;display:flex;align-items:center;justify-content:space-between}
.brand{text-decoration:none;color:var(--navy);font-weight:800;font-size:1.28rem;letter-spacing:-.03em}
.brand span{color:var(--green)}
.main-nav{display:flex;align-items:center;gap:26px}
.main-nav a{text-decoration:none;color:var(--ink);font-weight:650}
.main-nav a:hover{color:var(--blue)}
.main-nav .nav-cta{background:var(--blue);color:#fff;padding:11px 16px;border-radius:999px}
.menu-toggle{display:none;border:1px solid var(--line);background:#fff;border-radius:8px;padding:9px 12px}
.hero{background:linear-gradient(135deg,#f8fcfe 0%,#e7f4f8 100%);padding:92px 0}
.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:64px;align-items:center}
.eyebrow{color:var(--green);font-weight:800;text-transform:uppercase;letter-spacing:.08em;font-size:.78rem;margin:0 0 14px}
.eyebrow-light{color:#a8f2c9}
h1,h2,h3{color:var(--navy);line-height:1.13;letter-spacing:-.035em;margin-top:0}
h1{font-size:clamp(2.5rem,6vw,4.6rem);margin-bottom:22px}
h2{font-size:clamp(1.7rem,4vw,2.65rem)}
h3{font-size:1.25rem}
.hero-copy,.page-hero p{font-size:1.18rem;color:var(--muted);max-width:680px}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.button{display:inline-block;border:0;border-radius:999px;background:var(--blue);color:#fff;text-decoration:none;font-weight:800;padding:14px 22px;cursor:pointer}
.button:hover{filter:brightness(.92)}
.button-secondary{background:#fff;color:var(--navy);box-shadow:inset 0 0 0 1px var(--line)}
.button-light{background:#fff;color:var(--navy)}
.button-outline{background:transparent;box-shadow:inset 0 0 0 2px rgba(255,255,255,.7)}
.trust-list{display:flex;flex-wrap:wrap;gap:18px;padding:0;margin:28px 0 0;list-style:none;color:var(--navy);font-weight:700;font-size:.9rem}
.trust-list li:before{content:"✓";color:var(--green);margin-right:7px}
.hero-card,.contact-card{background:#fff;padding:34px;border-radius:var(--radius);box-shadow:var(--shadow)}
.card-kicker{font-size:.82rem;color:var(--green);font-weight:800;text-transform:uppercase}
.hero-card ol{padding-left:22px}
.hero-card a,.text-link{font-weight:800}
.section{padding:84px 0}
.section-soft{background:var(--soft)}
.section-title{max-width:760px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:32px}
.cards article{border:1px solid var(--line);border-radius:var(--radius);padding:28px;background:#fff}
.service-cards{grid-template-columns:repeat(2,1fr)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.cta{background:var(--navy);color:#fff;padding:60px 0}
.cta h2,.cta p{color:#fff}
.page-hero{background:var(--soft);padding:76px 0}
.page-hero h1{font-size:clamp(2.3rem,5vw,4rem)}
details{border-top:1px solid var(--line);padding:20px 0}
details:last-child{border-bottom:1px solid var(--line)}
summary{cursor:pointer;color:var(--navy);font-weight:800;font-size:1.08rem}
.steps article{display:grid;grid-template-columns:58px 1fr;gap:22px;margin-bottom:34px}
.steps span{width:50px;height:50px;display:grid;place-items:center;background:var(--green);color:#fff;border-radius:50%;font-weight:900}
.check-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px 28px;list-style:none;padding:0}
.check-grid li:before{content:"✓";color:var(--green);font-weight:900;margin-right:9px}
.article-links{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 56px}
.article-links li{min-width:0}
.article-links a{overflow-wrap:anywhere}
.contact-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:50px;align-items:start}
.contact-form{display:grid;gap:18px}
.contact-form label{display:grid;gap:7px;font-weight:750;color:var(--navy)}
input,textarea{width:100%;font:inherit;border:1px solid #b9cbd5;border-radius:10px;padding:12px;background:#fff}
.form-note{font-size:.85rem;color:var(--muted)}
.hp{position:absolute;left:-9999px}
.contact-card{display:grid;gap:14px}
.notice{padding:18px;border-radius:12px;margin-bottom:20px}
.success{background:#e7f8ee}
.error{background:#fff0f0;color:#8a2222}
.prose h2{margin-top:38px}
.site-footer{background:#061f32;color:#c8d5dd;padding:64px 0 28px}
.footer-grid{display:grid;grid-template-columns:1.4fr .7fr .9fr;gap:50px}
.site-footer h2{font-size:1rem;color:#fff}
.site-footer a{display:block;color:#fff;margin:8px 0}
.brand-light{color:#fff}
.service-areas{border-top:1px solid rgba(255,255,255,.14);margin-top:38px;padding-top:30px}
.service-areas h2{margin-bottom:18px;text-align:center}
.service-area-links{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;text-align:center;gap:12px 32px}
.service-area-links a{margin:0;white-space:nowrap}
.legal{border-top:1px solid rgba(255,255,255,.14);margin-top:38px;padding-top:24px;font-size:.82rem}
.whatsapp-float{position:fixed;right:18px;bottom:18px;background:#20a85a;color:#fff;text-decoration:none;font-weight:850;padding:12px 17px;border-radius:999px;box-shadow:var(--shadow);z-index:30}
@media(max-width:820px){.menu-toggle{display:block}
.main-nav{display:none;position:absolute;left:0;right:0;top:113px;background:#fff;padding:20px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}
.main-nav.open{display:flex}
.hero{padding:64px 0}
.hero-grid,.split,.contact-grid{grid-template-columns:1fr;gap:36px}
.cards,.service-cards{grid-template-columns:1fr}
.footer-grid{grid-template-columns:1fr;gap:25px}
.section{padding:64px 0}
}
@media(max-width:500px){.container,.narrow{width:min(100% - 28px,1120px)}
.topbar{font-size:.75rem}
.nav-wrap{min-height:68px}
.main-nav{top:105px}
h1{font-size:2.5rem}
.hero-card{padding:25px}
.check-grid{grid-template-columns:1fr}
.actions .button{width:100%;text-align:center}
.whatsapp-float{font-size:.82rem}
}

.home-hero{position:relative;overflow:hidden;padding:78px 0 84px}
.home-hero:before{content:"";position:absolute;width:420px;height:420px;border-radius:50%;right:-170px;top:-220px;background:rgba(5,99,193,.09)}
.home-hero-grid{position:relative;grid-template-columns:minmax(0,1fr) minmax(430px,.9fr);gap:58px;align-items:center}
.home-hero-copy h1{font-size:clamp(2.7rem,5.5vw,4.65rem)}
.home-confidence{display:grid;gap:3px;margin-top:28px;padding:17px 20px;border-left:4px solid var(--green);background:rgba(255,255,255,.7);border-radius:0 12px 12px 0}
.home-confidence span{color:var(--muted);font-size:.92rem}
.home-form-card{position:relative;width:100%;padding:38px}
.home-form-card:before{content:"";position:absolute;inset:-1px;border-radius:var(--radius);border:1px solid rgba(5,99,193,.16);pointer-events:none}
.home-form{grid-template-columns:1fr;gap:15px}
.home-form label,.home-form .button,.home-form .form-note,.home-form .captcha-field{grid-column:1/-1}
.home-form input,.home-form textarea{padding:12px 13px}
.home-trust-bar{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.home-trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}
.home-trust-grid div{display:grid;gap:1px;padding:24px 28px;border-right:1px solid var(--line)}
.home-trust-grid div:last-child{border-right:0}
.home-trust-grid strong{color:var(--navy);font-size:1.05rem}
.home-trust-grid span{color:var(--muted);font-size:.82rem}
.home-service-cards{grid-template-columns:repeat(3,1fr)}
.home-service-cards article{position:relative;overflow:hidden;transition:transform .2s ease,box-shadow .2s ease}
.home-service-cards article:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.home-card-number{display:inline-grid;place-items:center;width:38px;height:38px;margin-bottom:18px;border-radius:11px;background:#e6f3fa;color:var(--blue);font-size:.78rem;font-weight:900}
.home-process-note{margin-top:26px;padding:18px;border-radius:14px;background:#e9f5f7;color:var(--navy);font-weight:700}
.home-no-monthly{background:linear-gradient(135deg,#073b64,#07547d);color:#fff}
.home-no-monthly h2,.home-no-monthly p{color:#fff}
.home-highlight{display:grid;grid-template-columns:1.05fr .95fr;gap:70px;align-items:center}
.home-highlight-points{display:grid;gap:15px}
.home-highlight-points div{display:grid;gap:3px;padding:20px 22px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.17);border-radius:14px}
.home-highlight-points strong{color:#fff}
.home-highlight-points span{color:#d5e7ef;font-size:.9rem}
.home-check-list{gap:18px 30px}
.home-resources-heading{text-align:center}
.home-resources-heading .section-title{margin-left:auto;margin-right:auto}
@media(max-width:900px){.home-hero-grid{grid-template-columns:1fr;gap:42px}
.home-form-card{max-width:700px}
.home-trust-grid{grid-template-columns:repeat(2,1fr)}
.home-trust-grid div:nth-child(2){border-right:0}
.home-service-cards{grid-template-columns:repeat(2,1fr)}
.home-highlight{grid-template-columns:1fr;gap:36px}
}
@media(max-width:600px){.home-form-card{padding:25px}
.home-trust-grid,.home-service-cards{grid-template-columns:1fr}
.home-trust-grid div{border-right:0;border-bottom:1px solid var(--line);padding:18px 6px}
.home-trust-grid div:last-child{border-bottom:0}
}